Currently many of the procedures that years ago had to be done in person in an office can be done online, saving costs and speeding up processes. The same goes for online personal loans and financial and banking services of any kind.
In Astro Finance we are specialized in the granting of personal loans online for those clients who cannot go to a bank.
Personal loans online with mortgage guarantee
Astro Finance accept profiles of applicants who cannot access traditional bank financing. For the granting of our personal loans online, customers must only present as a guarantee a real estate property that is in their name. This can be done by attaching, together with the application, a simple note of the property registration that shows that you own that property (a flat, house, hotel, premises, industrial building…). Who leaves the money for our online personal loans is one or more savers who want to get a return on their money.
Online personal credit client profile
The client profile that comes to us requesting personal loans online is the typical client that has seen your credit application rejected by the bank. Banks are very strict when it comes to granting loans and do not accept customer profiles that are in credit institutions or have a moderately high risk profile. Astro Finance has a much smaller infrastructure than a bank and can adapt to customer profiles that banks are not able to manage, such as unemployed, applicants without payroll or who cannot justify income.
Personal credits online: conditions
All personal loans we grant have the same conditions, which can be summarized in the following:
- Interest between 8% and 12%.
- 1 to 10 year return
- You can choose the fees
- You can choose the amortization
- The credit is signed before a notary
As you can see, the client can adapt the return of his personal credit to his specific conditions and ability to pay. In addition, from Astro Finance we help make a calculation of the client’s payment capacity so that the payment of the debt does not imply a headache. An advisor is always available to assess the client’s financial situation and advise him with any doubts he may have at all times.
Personal credits online: requirements
The requirements for us to study a loan application are only two:
- The client must have a real estate property
- The customer must request at least $ 6,000
If you meet the two conditions above and for some reason you cannot go to a bank to request a loan, contact us now.